Finance Terms & Conditions
Effective date:05-06-2023
Please read these Finance Terms & Conditions carefully before using any financing options provided by Jewellery Makers (referred to as "we," "our," or "us"). By utilizing our financing options, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you should not proceed with the financing application.
- Eligibility
a. To apply for financing, you must be at least 18 years old or have the legal capacity to enter into a binding agreement in your jurisdiction.
b. Financing options may be subject to credit approval. We reserve the right to assess your creditworthiness and determine your eligibility for financing. Approval is at our sole discretion.
c. By applying for financing, you authorize us to obtain and review your credit information from credit bureaus or other sources as permitted by applicable laws.
- Financing Options
a. We may offer various financing options, such as installment plans or credit lines, which will be clearly stated during the checkout process or on our website.
b. The financing terms, including interest rates, repayment periods, and any applicable fees, will be provided to you before you complete the financing application. Please review these terms carefully.
- Financing Application
a. To apply for financing, you may be required to provide certain personal and financial information, such as your name, address, contact details, employment information, and income details.
b. You agree to provide accurate, complete, and up-to-date information during the application process. Any false or misleading information may result in the rejection of your application or termination of your financing agreement.
c. By submitting a financing application, you authorize us to verify the information provided and conduct credit checks as necessary to assess your creditworthiness.
- Financing Agreement
a. If your financing application is approved, you will enter into a financing agreement with us, which will outline the terms and conditions of the financing arrangement.
b. The financing agreement will include information regarding the amount financed, interest rates, repayment terms, late payment fees, and any other applicable terms specific to your financing option.
c. It is your responsibility to review the financing agreement carefully and ensure that you understand and agree to all the terms before proceeding.
- Payments and Late Fees
a. You are responsible for making timely payments according to the terms specified in the financing agreement.
b. Late payments may result in additional fees, penalties, or interest charges as outlined in the financing agreement. It is important to make payments on time to avoid any negative consequences.
- Modification or Termination
a. We reserve the right to modify or terminate our financing options at any time without prior notice. This may include changes to interest rates, financing terms, or the discontinuation of specific financing options.
b. In the event of termination, any existing financing agreements will remain valid and subject to the terms in effect at the time of the agreement.
- Privacy and Data Protection
a. We are committed to protecting your privacy and ensuring the security of your personal and financial information. Our collection and use of your information will be governed by our Privacy Policy.
b. By applying for financing, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.
- Governing Law and Jurisdiction
These Finance Terms & Conditions shall be governed by and construed in accordance with the laws of [Insert governing law jurisdiction]. Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of [Insert jurisdiction].
- Contact Us
If you have any questions or concerns regarding our Finance Terms & Conditions, please contact our customer support team using the contact information provided on our website.
By utilizing our financing options, you agree to comply with the terms and conditions set forth in these Finance Terms & Conditions.